Rates 1% Lower than Most Banks and Lenders – Low Rates. Low Fees. Fast Closings.
James J. Hammond: Owner, Founder and CEO of EquiFund Mortgage
Our mission is simple. We are driven to deliver the lowest interest rate and closing cost mortgage loan for both purchasing or refinancing a home.
Hello, I am James Joseph Hammond the owner, founder and CEO of EquiFund Mortgage. We welcome you to learn more about why EquiFund Mortgage is the best choice for consumers looking for a home loan in the United States. I have been a dedicated mortgage professional since 1998.
Equifund Mortgage's motivation for mortgage lending is directly related to solving the problems consumers face when getting a mortgage loan. Using our proprietary online mortgage platform, our clients are able to obtain the lowest rate and fee mortgages in the market.
We believe this is the reason why EquiFund Mortgage is your best choice for getting a home loan.
James J. Hammond's Mortgage Experience:
- 1998 - 1999 Licensed Mortgage Loan Officer at PMC Mortgage.
- 1999 - 2011 Owner, Founder and CEO of Consumer Credit Services, Inc.
- 2013 - Present: Owner, Founder and CEO of EquiFund Mortgage, a DBA of Consumer Credit Services, LLC.
- 2013 - Present: Project lead, and subject matter expert for mortgage automation software development.
In 1998, while attending University of Central Florida School of Engineering, I took a summer job with PMC Mortgage. While working for PMC Mortgage, I discovered a two significant problem homebuyers and homeowners face when getting a mortgage loan.
After discovering the two problems in mortgage lending, I made it my life's mission to solve these problems for consumers who are in need of a mortgage loan.
James J. Hammond identifies problems in the Mortgage Lending Marketplace
1. The problem in mortgage lending is that most homeowners, homebuyers and mortgage loan originators do not understand finance and its long term effects on wealth.
2. Most mortgage loan originators lack the computation skill set to compare multiple mortgage loan programs in order to identify the lowest cost of mortgage finance loan program.
James J. Hammond's Personal Mission Statement
To eradicate the high cost of mortgage finance by developing automated software technologies, the lowers the cost of mortgage finance, and equally educates the consumers on the cost of finance, and the net affect on each consumers' short term and long term wealth.
Mission Objectives:
- Deploy and maintain a mortgage loan comparison site
- Use automation to lower cost of finance
- Provide consumer's with a 1% lower interest rate home loans
- Educate the consumer on net affects of mortgage finance
- Deliver mortgage lending solutions that promote prosperity
Follow James J. Hammond on Social Media Accounts:
Please join EquiFund Mortgage's mission to lower the cost of mortgage finance in the United States. I invite you to follow me on my personal social media accounts and share with your friends, family and loved ones.
If you would like to know more about EquiFund Mortgage, and the services we provide please do not hesitate to call us at 1-866-713-9292.
About EquiFund Mortgage:
EquiFund Mortgage was created from the vision and objectives of James J. Hammond. His vision is to make mortgage loans as free as possible by using proprietary automation to simplify consumers ability to identify the lowest cost mortgage loans in the market.
EquiFund Mortgage is primarily focused on providing homeowners and homebuyers with a streamlined mortgage lending platform that secures the lowest cost mortgage loan in the market. Our mission is simple, give the customers the lowest cost home loan, while delivering loan closings on time and with excellent customer service.
Mission Statement for EquiFund Mortgage:
To make mortgage loans as free as possible using automation. To provide homeowners and homebuyers with a 100% fully transparent, point of sale loan origination marketplace.
To provide a digital mortgage marketplace, that gives consumers the ability to shop, compare and identify the lowest cost mortgage loans in our market.
To educate consumers on the available loan programs and loan options, such that the wealth of the consumer is improved and protected.
Follow EquiFund Mortgage on Social Media Accounts:
We invite you to become an active supporter of our mission to make mortgage loans as free as possible. Please take a minute to follow us on social media and receive updates on low cost mortgage loans and changes in our marketplace.
Press Releases for EquiFund Mortgage:
An important part of fulling EquiFund Mortgage's mission statement is to keep the public informed of changes and improvements we make to better serve our communities of homeowners and homebuyers.
We are providing a link to some of these press releases for your review.
Mortgage Licenses: State and Federal Mortgage Lending
EquiFund Mortgage is dedicated to provide mortgage loans for homeowners and homebuyers in 50 states. EquiFund's core objective it to provide a bias free mortgage lending environment, where consumer's best interest remain the focus point of delivery.
EquiFund is a licensed mortgage broker that represents several National Mortgage Lenders, while focused on identifying best deal in market for its clients.
Licensed Florida Mortgage Brokers:
EquiFund Mortgage originates mortgage loans under the National Mortgage Licenses System id: nmls# 1070755
All Other States: Licensed Loan Originator :
For all other states other than Florida, James J, Hammond originates mortgage loans under the National Mortgage Licensing System Loan Originator id: nmls#190210
About EquiFund Mortgage Lowest Cost Loan Guarantee
EquiFund Mortgage stands behind its commitment to provide homeowners and homebuyers with the lowest interest rate and fee mortgage loan. When consumer's use our online mortgage marketplace, we guarantee that our interest rates and loan offers can not be beat.
In most cases, we see our loan offers are 1% on average lower then the lowest rate mortgage lenders in our marketplace.
EquiFund Mortgage Bullet Points:
- 1% Lower Interest Rates compared to most lenders.
- Lowest Interest Rate and Fee Guarantee.
- 3 minute online application identifies best loan program.
- Same-Day Mortgage Pre-Approvals.
- Instant Online Loan Shopping.
Save more by doing less, with EquiFund Mortgage
EquiFund Mortgage and James J. Hammond
EquiFund Mortgage
EquiFund Online Mortgage Loans- Low Rates & Fees
Streamline Process, Fast Closings & On Time Funding
Same Day Pre-Qualifications
Low Rates & Low Fees