Why EquiFund Mortgage?

1% lower rate guaranteed

Rates 1% Lower than Most Banks and Lenders – Low Rates. Low Fees. Fast Closings.

EquiFund clients save more

why use EquiFund Mortgage

Since 1998, our company EquiFund Mortgage, a division of Consumer Credit Services, LLC has been originating and funding mortgage home loans while maintaining an A+ Rating with the Better Business Bureau.

Our goal is simple. To provide you, the consumer, with the most simplified empowering online mortgage home loan platform that will enable you to compare multiple lenders and only have to work with our company from start to finish.

Equifund Mortgage Home Loans online loan engine, will give you the advantage over most all other mortgage lenders because you now will be able to see multiple lenders immediate loan quotes, while not exposing your personal information, which in most cases will be used to non stop call you.

We never sell your information, nor will we ever reach beyond a few phone calls for engagement. You, the consumer are in full control.

Exceptional Customer Service:

Since 1998, EquiFund Mortgage, a DBA of Consumer Credit Services has been providing, exceptional, customer service to consumers. EquiFund Mortgage has a verified history of delivering of satisfying homeowners and home buyers loan request. You can see some of EquiFund Mortgages Client Reviews to learn more. 

The best part of working with Equifund Mortgage, is that we have multiple lenders competing to win your business, and we are the only company that you will deal with from start to finish. Your information will never be sold. 

 A+ Rated, best in class customer service that gives you the comfort of knowing you have researched many loan options and lenders to find the best online mortgage home loan for you.  

EquiFund Mortgage offers lower rates to homeowners

Our Mortgage Lenders

While we are constantly approached by national mortgage home loan lenders and we carefully select the lenders based upon performance history, customer service ratings and interest rates and closing cost.

All participating lenders are committed to providing us with lower-than-average interest rates for our clients.

For additional information regarding the lenders we use, please contact your loan originator

Mortgage Licensing, Regulated & Reviewed

Equifund Mortgage is a licensed Mortgage Broker, and James J Hammond is licensed in all 50 States in the US. EquiFund actively maintain all state and federally required licensing and adheres to all rules and regulations.

You can verify EquiFund Mortgage License through State of Florida Office of Financial Regulations Consumer Credit Services MBR# 1434. We are current with all licenses and have completed all required annual filings and continuing education.

Consumer Credit Services, DBA EquiFund Mortgage has an active National Mortgage Licensing System #1070755. We are current with all licenses and have completed all required quarterly and annual filings as required.

EquiFund Lowest Rate Fee Guarantee

EquiFund Mortgage is able to offer clients the lowest interest rate and fee mortgage loan guarantee.

Leveraging automation that identifies the lowest rate and fee mortgage loan in the market, Equifund guarantees you will not find a better mortgage loan.   

 

 

Use EquiFund Mortgage

Apply in Minutes!

EquiFund Mortgage

FHA and VA approved lending- Low Rates & Fees

 Streamline Process, Fast Closings & On Time Funding

 Same Day Pre-Qualifications

 Low Rates & Low Fees

Your Mortgage Home Loan Specialist!

CALL US TODAY : 1-866-713-9292

Frequently Ask Questions

To qualify under FHA loan guidelines, borrowers will need a minimum credit score of 550, while 580 or better offers down payments of 3.5%
Borrowers who have a credit score of 580 or better only need 3.5% down-payment.
Borrowers can borrow up to 80% of the value of their home for a cash out loan.
FHA requires mortgage insurance premium (MIP) on all loans