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Be Debt Free | Debt Consolidation Refinance
If you have credit card debts, personal loans, student loans or home equity loans, you may be able to use the equity in your home to consolidate your debts and lower your monthly payments.
A debt consolidation mortgage refinance offers lower interest rates compared to home equity loans and can save hundreds maybe thousands a month in lower payments.
When you lower your monthly payments by paying off credit cards and other debts, you can use some of your monthly savings to pay your home off faster.
Use the equity in your home to consolidate bills and pay your home off faster.
Benefits of a Debt Consolidation Refinance with EquiFund:
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Pay off high interest rate debts
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Lower your monthly bills
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Pay your home off faster
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Online savings analysis
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Find your financial freedom
Debts that consume your monthly income and diminish your ability to pay extra towards your mortgage should be considered worthy of consolidating.
When homeowners consolidate their debts, they have the ability to pay off their home loan faster and will decrease the number of years required to pay off the home.
A 1% lower interest rate compared to most lenders, is equal to approximately 10% the value of your loan amount.
OR CALL 1-866-713-9292 TO SPEAK TO A KNOWLEDGEABLE EQUIFUND MORTGAGE CONSULTANT WHO WILL CREATE A LOAN THAT IS JUST RIGHT FOR YOU OR SIMPLY APPLY NOW.
Pay off your bills | Consolidate your debt:
Lower your Payments and Pay off your Debts!
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* Primary Residence, Second Home or Investment Properties
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* Single, Condo, Manufactured, Multi-family
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* Access the Equity in your Home
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* Lowest Interest Rates Guaranteed
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* Minimum credit score 580
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* Eligible Loan Programs: Conventional, FHA, VA, USDA, Jumbo
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* Debt to income ratio less than 50%
Debt Consolidation Refinance Loan Programs
EquiFund offers homeowners an automated online mortgage application that will display real debt consolidation home loan offers using all available loan programs.
When you submit an online application the mortgage app will and provide you with an accurate projection of monthly savings, and your ability to pay off your home faster. See how much you can save online.
This online mortgage app will use all eligible debt consolidation loan programs like FHA, VA, Conventional and Jumbo to identify the lowest interest rates and fee mortgage loans online in under 3 minutes.
FHA Debt Consolidation Refinance
FHA offers homeowners the ability to borrow up to 80% of the value of their home to pay off their first mortgage, and any other debt obligations.
FHA provides affordable loan options to consolidate debt. Under FHA guidelines homeowners can qualify with a minimum credit score of 580.
Benefits of FHA Loans:
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Lower Interest Rates for low credit scores
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Bankruptcy greater than 2 years ok
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Ability to Streamline Refi with no income and appraisal
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Easy qualifications and loan approvals
Not sure which loan program will maximize your loan savings?
The online mortgage app will compute all eligible loan programs to consolidate your debts and lower your monthly payments.
FHA Debt Consolidation loan is a good loan option for borrowers with lower credit scores.
Conventional Debt Consolidation Refinance
If you have a credit score greater than 660, then Conventional loans offer lower interest rate and closings cost then other loan programs.
Homeowners can refinance to pay off debts using 80% of the value of the home.
Benefits of Conventional Loans:
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Lower Cost Loans
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No Mortgage Insurance
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No Funding Fees
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Maximum Monthly Savings
Mortgage rates on Conventional mortgage loans provide competitive interest rates without any upfront funding fees.
If you have a credit score greater than 660, in most cases, the conventional loan will provide you with the most loans savings while accessing the equity in your home.
VA Debt Consolidation Refinance
If you are a Veteran with a minimum credit score of 580, then the VA Cash Out home loan will allow you to refinance 100 percent of the appraised value of the home.
Veterans that have been declared disabled by the VA Administration will not be required to pay the VA Funding Fee.
Benefits of VA Home Loans:
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Lower Interest Rates
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No Mortgage Insurance
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100% Loan to Value
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Refinance with VA Irrl
When you refinance using a VA mortgage loan to access the equity of their home, Veterans can expect to see some of the lowest interest rate loan offers as compared to other loan programs.
Jumbo Debt Consolidation Refinance
Do you have a Jumbo Mortgage loan?
Will your new loan amount exceed the county loan limits for conventional loans?
Jumbo Cash Out Refinance is the best option to access the equity in your home.
Benefits of Jumbo Loans:
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80% Loan to Value
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No Mortgage Insurance
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Lower your bills
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Pay off your debts
Applicants should have a minimum credit score of 680, and sufficient income to meet the underwriting guidelines.
Lower your bills with a Debt Consolidation Refi
EquiFund's online debt consolidation refinance mortgage application lowers the cost of mortgage loans by providing 1 percent lower rate loans.
Using automation, EquiFund has streamlined the process of shopping mortgage lender's loan offers while getting pre-approved in one user session.
Benefits of a Debt Consolidation with EquiFund
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1% Lower Interest Rates compared to most lenders.
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Lowest Interest Rate and Fee Guarantee.
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3-minute online application identifies best loan program.
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Same-Day Mortgage Pre-Approvals.
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Instant Online Loan Shopping.
This online debt consolidation refinance will save you time and money and simplify the process of accessing the equity in your home.
There are no application fees, and you are not required to have your credit report accessed, unless you request a pre-approval.
Debt Consolidation Refinance
Lower your bills
EquiFund Online Mortgage Loans- Low Rates & Fees
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