mortgage-lenders-jacksonville
Find the best Jacksonville Mortgage Lenders in Jacksonville FL?
EquiFund's mortgage app will identify the Jacksonville mortgage lender with interest rates 1% lower than most all other lenders and banks.
Equifund's 3 minute online lowest rate and fee finder mortgage app will:
- Displays lowest rate and fee loans from multiple lenders
- Rates 1% lower on 30 year fixed loans
- No credit pull required
- 100% real rates and approvals
- No Obligations, 100% private to use
The best Jacksonville mortgage lender should give you the lowest interest rate and fee mortgage loan guarantee and an efficient, reliable loan processing and closing experience.
EquiFund Mortgage Lenders Qualifications:
- Serving Jacksonville FL for over 22 years
- 5 Star Google Reviews from our clients
- A+ Rated Better Business Bureau
- Lowest Interest Rate & Fee Guarantee
- Licensed NMLS # 1070755
- Online mortgage rate finder
- 30 year Fixed Rates 1% lower than most banks
How will EquiFund help you find the best Jacksonville mortgage lender and loans in Jacksonville FL?
EquiFund's automated mortgage app only takes 3 minutes to find the lowest Jacksonville FL mortgage rate and fee home loans in our marketplace.
The mortgage app will compute every possible loan option with all our lenders. The mortgage app will identify the Jacksonville mortgage lender with the lowest interest rate and fee loan and display all home loan options and all mortgage rate information within 3 minutes.
How can EquiFund provide 1% lower interest rates on 30 year fixed loans?
When you use our 3 minute mortgage application we are able to avoid paying costly loan originator commissions.
The savings from not having to pay loan originator commissions is given back to you in the form of the lowest interest rates and fees mortgage guarantee.
This cost savings gives EquiFund the ability to give you this 1% lower interest rate home loan.
Our automated mortgage app lowers our labor cost and eliminates human error and returns perfect loan options and results.
What are the financial losses from choosing the wrong mortgage lender in Jacksonville?
The financial loss from choosing the wrong Jacksonville mortgage lender depends on your new home loan amount and and interest rate and fees you were charges.
EquiFund Mortgage has calculated the financial loss of a 1% higher interest rate on $ 450,000 loan amount.
Example 1: Find the difference and compare the totals of all 360 payments
Answer: $106,500.00 over the life of loan when comparing 6% rate to 7% rate.
In example 1, we compared the total amount of all payments over 360 payments on both home loans. The total difference in payments you will pay on the life of the mortgage loan is $106,500.00
Example 2: Find the difference in purchasing power with a 1% lower interest rate
Answer: $49,400.00 more purchasing power for the same payment with a 7% rate.
In example 2, we compare the difference in monthly payment amount to determine how much more home you could purchase with the same payment and a 1% lower interest rate.
In example 2, you can purchase $49,400.00 more house for the exact same payment as a mortgage with a 1% higher interest rate mortgage loan.
What are the benefits of finding the right Jacksonville mortgage lender?
- Stress Free Lending and Closings
- Maximum Financial Gain
- Accurate mortgage loan approvals
- Timely communication
- Timely loan closings
- Accuracy and error free mortgage loans
What problems could we experience by selecting the wrong Jacksonville mortgage lender?
An inexperienced Jacksonville mortgage loan originator can miss critical underwriting guidelines and cause the home loan to get denied. More importantly, an inexperienced loan originator can overlook other loan options that could help you capture a lower interest rate and lower closing cost fees on your loan.
- Delays create costly rate lock extensions
- Jeopardize Purchase Home Sales Contracts
- Create added stress for all parties
- Creates additional income document updates
- Misses other loan programs that provide better rates and terms.
What to consider when selecting a qualified Jacksonville mortgage lender?
- Does the Jacksonville Lender have multiple lender rates?
- Does Lender have experienced math minded Originators?
- Do they calculate all available loan options to maximize your savings?
- Do they use any automation to compare all loan options and offers?
EquiFund's mortgage app accurately identifies the lowest interest rate and lowest fee mortgage loan from multiple Jacksonville mortgage lenders in 3 minutes. Using our mortgage app will eliminate human error and deficiencies compared to the power of computing.
EquiFund offers a 100% private to use, Online National Real-time Rate Finder that evaluates lowest rates and closing cost to guarantee the lowest rate fee home loan for you. Results are returned in minutes.
Identify Lowest Rate Loans – and do it all online. You can get real, customized Loan Offers matched to your profile.
See Lowest Lender Rates
Why should you consider EquiFund?
EquiFund Mortgage is Jacksonville's FL only full service automated mortgage loan provider that guarantees the lowest rates and fees. EquiFund Mortgage has helped over 50,000 homeowners since 1998 with mortgage home loans to buy or or refinance homes.
Our mortgage app makes the process of finding the best mortgage loan easy and fast.
EquiFund Mortgage Lending maintains an A+ rating with Better Business Bureau and verified 5 Star rating with Google Reviews. We encourage you to read full review on Equifund from our clients.
When you use EquiFund's Online National Real-time Rate Finder you will identify the lowest rate and fee home loan, and can submit, close and fund your loan at a push of the button. The mortgage app works for refinance or to buy a Jacksonville home.
Identify Lowest Rate Loans – and do it all online. You can get real, customized Loan Offers matched to your profile.
See Lowest Lender Rates
Who are the Jacksonville FL mortgage lenders?
- EquiFund Mortgage: Multi Lender, Full Service
- Prime Lending: Single Source Lender, Full Service
- Bank of England: Single Source Lender, Full Service
- Wells Fargo Home Loans: Single Source Lender, Full Service
- Loan Depot: Single Source Lender, Full Service
- Quicken Loans: Single Source Lender, Full Service
- AmeriSave Mortgage: Single Source Lender, Full Service
- Home Point Financial: Single Source Lender, Full Service
- Plaza Home Mortgage: Single Source Lender, Full Service
- Watson Mortgage: Single Source Lender, Full Service
- Chase Home Mortgage: Single Source Lender, Full Service
- North Star Mortgage: Single Source Lender, Full Service
What mortgage lenders are used at EquiFund Online Rate Finder?
We audit mortgage companies rates, reputation and closing cost and choose the lowest rate fee home loan providers with good to exceptional customer service. See the list below:
- Home Point Financial
- Plaza Home Mortgage
- Freedom Mortgage
- Penny Mac Mortgage
- Change Mortgage
- E2 Lending
Our mortgage app automation guarantees you will get the lowest interest rate, lowest fee loan. Please feel free to use our Online National Rate Finder and see for yourself.
Should I use a Jacksonville mortgage broker or lender?
Use a qualified mortgage broker that has multiple mortgage lenders. A qualified mortgage broker can provide you lower interest rates and fees on home loans for purchasing or refinancing a home.
Use EquiFund's mortgage app to identify the lowest interest rates and closing cost Jacksonville lender.
How low of a rate will I get on a loan from EquiFund?
EquiFund's mortgage app will identify interest rates that are approximately 1.00% lower in interest rate on all our 30 year fixed home loan products, compared to most all other Jacksonville mortgage lenders.
Who will I communicate with at EquiFund Mortgage, when I see the lowest rate fee mortgage home loan?
EquiFund Mortgage will be the primary point of contact to complete your loan request. After you complete the 3 minute mortgage app, and upload your income documents an EquiFund employee will contact you to verify your closing date and collect any additional documents required for your loan closing.
Do you have first time home buyers loan programs in Jacksonville Florida?
Yes EquiFund has first time home buyers loan programs. EquiFund's mortgage app will identify the lowest interest rate and fee first time home buyer loan program from Jacksonville's best mortgage lenders.
What type of loan programs does EquiFund Mortgage have in Jacksonville FL?
EquiFund Mortgage of Jacksonville FL has conventional loans, FHA Loans, VA Loans, USDA Loans, Jumbo mortgage home loans, and self employed bank statement income qualifying home loans.
What are the fees Jacksonville FL lenders charge?
EquiFund does not charge any origination, underwriting or processing fees. When EquiFund mortgage app identifies the Jacksonville lender with the lowest interest rate the lender will pay EquiFund to process, close and fund your home loan request.
Average Jacksonville Mortgage Lenders Fees:
- Origination Charges: 0-2%
- Loan Discount: 1-2%
- Underwriting Fee: $800-$1000
- Processing Fee: $ 700-$1000
- Credit Report Fee: $ 35.00
How do I get a home loan in Jacksonville Florida?
The "How to get a Mortgage Guide" is a simple read and will give you good sound advise from our years of experience. Please take the a minute to read through this guide to help answer all of your questions about mortgages in Jacksonville FL.
Are you looking for more information on the Jacksonville area and mortgage lending links?
These links provided below will give you some exceptional information on Jacksonville area attractions, parks, City services and mortgage lending regulations, Federal Government Insured Programs like FHA, VA and USDA. We have also included a link to the Consumer Financial Protection Bureau which serves as a regulatory catch all for any consumer concerns and educational needs that relate to mortgage lending and consumer finance.
- Jacksonville City Hall : Jacksonville FL City Hall has a large list of resources available to explore. You will find Jacksonville FL recreational information like JaxParks, activities, Special Events, Business Resources, and so much more to explore.
- Mortgage Lending Resources: This sites can guide you with different eligible mortgage loan programs backed by our Federal government. U.S. Department of Housing and Urban Development HUD.gov Homebuyers Know your Rights, Federal Housing Administration FHA.gov, Veterans Administration VA.gov
- Mortgage Lending Compliance: This site is intended to provide assistance with any concerns you may have with financial service providers. They are also a great source of educating consumers on important financial decisions you may make Consumer Financial Protection Bureau
