Digital Mortgage Market Place

Digital Mortgage Market Place
May 20, 2022

James J. Hammond
CEO, EquiFund Mortgage

Licensed Loan Originator NMLS# 190210, 22 years mortgage lending, and management.

| May 20, 2022

What is a Digital Mortgage Market Place? 

Digital Mortgage Market Place (DMMP), is a new streamlined, and efficient beginning to end consumer access point to have multiple mortgage lenders provide real interest rates and closing cost estimates up front. This gives you, the consumer, the ability to identify the best deal in market without having to exhaust your efforts from searching  lender to lender. Here is what you can compare in minutes:

  • Mortgage Products
  • Mortgage Wholesale Rates
  • Closing Costs
  • Mortgage Loans
  • Mortgage Lenders

Note: Our system will automatically display the lowest annual percentage rate loan at the top of the list of loan options. Annual percentage rate is the true determinant used to compare and identify the best loan in our market for you. 

What is a Full Service Digital Mortgage Market Place?

Full Service indicates, that regardless of the lender that you are matched to for the lowest interest rate fee loan, EquiFund, as lender agents, will originate, process, underwrite and close your loan request with the winning lender. Therefore, your information is never sold, or transferred to any other party. 

What does this Mortgage Market Place do? 

This online fast service, will match your profile to several mortgage lenders and their underwriting guidelines, and generate and analyze real interest rates and closing cost to compare in an easy, simple presentation. 

By using this service you are able to identify the best mortgage deal in our market place of mortgage lenders. This will give you the lowest interest rate fee loan

Why should I NOT just use the Mortgage Lender I am working with now?

In most cases, working with a single source mortgage lender, meaning they only offer their interest rates, will deny you the ability to find the best deal in our market. On average, homeowners who take an ok, interest rate, miss out on the lowest interest rate which cost them $ 30,040.00. This is the loss or cost for not getting lowest interest rate

Are there any fees or additional fees to use this service?

No, as lender agents, EquiFund Mortgage is paid by the lender much like they pay their employees. In most cases there are no origination, lender, underwriting or processing fees. With the efficiency of this service we proudly provide lowest interest rate and fee loan guarantee.

How long does this service take to close my loan?

We are well vetted with over 22 years of mortgage lending experience. We close loans in less than 30 days. 

Summary:

EquiFund's, full service Digital Mortgage Market Place (DMMP), was created to reduce the burden and financial losses each home buyer or owner incurs by not finding the best deal in the market. After 22 years in the mortgage business, it has cost us more hours on each mortgage file to manually calculate which lender has the best rates for our clients. Finally, after years upon years of hard work, we are proud to present a real solution for consumers. 

James J. Hammond
CEO, EquiFund Mortgage

Licensed Loan Originator NMLS# 190210, 22 years mortgage lending, and management.

| May 20, 2022

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Frequently Ask Questions

A digital mortgage market place is a real online automated mortgage shopping tool that gives you the ability to scan the lowest rate and fee mortgage loans in the market.
An online mortgage rate finder takes the basic information you enter then uses computer automation to scan thousands of loan options to find the best loan matched to your profile
Yes digital mortgage market place's will find the lowest interest rate and fee mortgage loans for the lenders they have automated in their system