Online Mortgage | The lowest rate mortgage online guaranteed
The Online Mortgage that delivers 1 percent lower rates than most banks?
EquiFund's mortgage app delivers interest rates on mortgage loans that are 1% lower than most banks or lenders. The app uses automation to identify the lowest rate and fee mortgage loan offer from multiple lenders in under 3 minutes.
Using automation affords us to decrease the cost of origination and pass this cost savings back to the home buyer or owner with a 1 percent lower mortgage rate.
We guarantee that you will capture the lowest possible interest rate and fee mortgage loan in our marketplace.
No credit pulls, spam calls or emails. Just stupid low rates.
Get 1% off 30 year fixed rates for online loan offers.
Benefits of using EquiFund’s Mortgage app
- Rates 1% lower than most banks or lenders
- In less than 3 minutes, you will see real rates and loan offers
- No Credit inquiry is required
- 100% Private. We do not sell or share your information
- Online Verified Pre-Approved Mortgage Letter
Challenges with shopping for a Mortgage Online
In today’s mortgage market, finding the right online mortgage provider can be an overwhelming task.
Most homeowner’s and home-buyers are saturated with mortgage solicitations and teaser interest rate loan offers.
To effectively shop for the best online mortgage loan, consumers would typically have to submit full applications to multiple lenders online.
Many of these mortgage lenders require access to pull a full credit report to verify your credit score before you can see any real loan offers.
Most borrowers do not want multiple lenders pulling your credit to verify your credit score.
If you use EquiFund’s Online Mortgage App, you will time and redundancy because you only have to apply once.
Once you apply you will receive real online loan offers from multiple lenders in under 3 minutes without pulling your credit report.
Does this Online Mortgage app provide online mortgage pre-approvals and pre-qualifications?
Yes, when you use the online mortgage app, you will be presented with pre-qualified mortgage loan offers. Once you select your preferred loan option, you will be able to upload the required income documents to receive a verified approved mortgage letter that will motivate home sellers to accept your offer to purchase the home.
No credit pulls, spam calls or emails. Just stupid low rates.
Get 1% off 30 year fixed rates for online loan offers.
What do I need to do to prepare for getting an online mortgage pre-approval?
Getting pre-approved online using EquiFund's mortgage app is very simple. You just need to simply answer the questions and provide basic information. For clarity, you can read about the information needed for mortgage pre-approval reading our Mortgage Pre-Approval Checklist.
Problems with shopping Traditional Mortgage Lenders:
- Requires submitting loan applications to several lenders
- Requires 6 to 8 hours talking with loan originators
- Multiple credit inquiries are made
- Each mortgage lender only provides their rates
- Bait and switch teaser rate loan offers
- Lacks transparency
Save the most with EquiFund’s Online Mortgage Rates
EquiFund’s Online Mortgage App uses automation to compare and identify the lowest rate and fee mortgage loan in under 3 minutes.
The Mortgage App’s automation eliminates the costly commissions that most lenders build into their interest rates and fees to pay the loan originators.
EquiFund’s mortgage app generally returns loan offers with rates 1% lower than most all other lenders and banks in the market place.
How you will maximize your mortgage savings with EquiFund:
- Automation eliminates costly loan originator commissions
- Mortgage app Identifies the lowest rate fee loan then takes 1% off that rate
- A 1% lower interest rate is equal to approx. 10% more purchasing power
- Lowest Rate and Fee Online Mortgage Loan guaranteed
- Sleep well knowing, the mortgage app identifies the best online mortgage deal
- 100% private to use. No spam calls or emails
The mortgage app only prices loans from mortgage lenders with no lender fees
The mortgage app only quotes mortgage rates from lenders that offer us below average interest rates on 30 year, 20 year, 15 year and 10 year fixed rate loans with no lender fees.
What information will I see when I apply for a home loan at EquiFund Mortgage?
When you use our 3 minute online mortgage app, have immediate access to real loan offers from several mortgage lenders for loans that match your credit requirements for both refinance or purchase loans.
Information Displayed after applying online:
- Interest rate and annual percentage rate (APR)
- Loan amount
- Monthly payment information
- Any monthly mortgage insurance
- Escrow and closing cost
- Loan Programs like: FHA, VA, Conventional, Jumbo, and USDA
Who are the mortgage lenders that provides rates and pre-approvals?
EquiFund spends a lot of time vetting our Nationally trusted mortgage lenders. We compare their loan programs offered, credit score requirements, closing cost and customer service. The list of online lenders continues to change based upon each lenders improved pricing and rates and customer service.
What are the types of loans offered with the mortgage lenders online?
The loans offered online when using the mortgage app are common to all mortgage lenders, like conventional loans and government loans.
The online mortgage app will accept a minimum credit score of 580 and will generate real online loan quotes for purchase and refinance loans.
Online Loan Programs
- FHA Mortgages
- VA Mortgages
- Conventional Mortgages
- Jumbo Mortgages
- USDA Mortgages
- Self Employed Mortgages
- Cash Out Equity Mortgages
- Debt Consolidation Mortgages
- HELOC Equity Loan Mortgages
How do I use EquiFund’s Mortgage App?
The 3-minute online mortgage app is very simple to use.
The mortgage app will ask you just enough questions to accurately determine your eligibility and compute 100’s of loan programs from the Nations best lenders.
The mortgage app will then return the lowest mortgage rates and fee loans for your review.
No credit pulls, spam calls or emails. Just stupid low rates.
Get 1% off 30 year fixed rates for online loan offers.
Steps to complete the online mortgage app in 3 minutes:
- Click on the Online Mortgage App
- Provide estimated gross annual income of all borrowers
- Estimate your credit score (no credit pull is required)
- Estimate home value or sales price
- Estimate loan balance and monthly payment if refinance
- Estimate monthly debts
- Submit and review loan options
- Lowest Annual Percentage Rate is shown at top of list
How accurate is the Online Mortgage App?
The online mortgage app is very accurate and is based upon the information that you submit.
It will calculate your monthly principal and interest payments, any monthly mortgage insurance, monthly payment savings if refinance is applicable, and all closing costs and down payment requirements.
The online app is very user friendly and simple to use.
Does EquiFund’s Online Mortgage App close and Fund my loan request?
Yes, when you use EquiFund’s Online Mortgage app and select the lowest rate and fee mortgage loan. EquiFund will begin originating and processing your mortgage loan with the lowest rate lender that offered you the best mortgage deal.
Steps to close and fund my online mortgage:
- Complete the online mortgage app (3 minutes)
- Select the lowest rate fee mortgage loan (1 minute)
- Upload your basic documents (3 minutes)
- Call or schedule call with Customer Service (5 minutes)
- E-sign Initial Online Mortgage Loan Disclosures
- Order Real Estate Appraisal (if required)
- Schedule closing date, time and location
How long has EquiFund Mortgage been in business?
EquiFund Mortgage has been in business for over 22 years. The founder and CEO, James J. Hammond, a former Civil Engineer and math major, long discovered the numeric value of monies lost by each homeowner because they cannot identify the best mortgage loan in the market.
EquiFund’s Credentials:
- A+ Rated by Better Business Bureau
- Over 22 years of mortgage lending
- 5 Star Google Reviewed
- Online Mortgage pioneers
- National Mortgage License #1070755
Personalized and Efficient Online Mortgage is easier than ever
EquiFund Mortgage streamlines the online mortgage process by first focusing on what matters most, and that is capturing the best mortgage deal for you. We offer the lowest interest rate and fee guarantee.
Then, we use automation to drive down the cost to deliver the closed and funded mortgage loan to you, This affords us the ability to provide 1% lower rates compared to most all other banks and lenders.
This 1% rate savings is equal to about 10% more purchasing power for free compared to other online mortgage loan offers.
Conclusion for Online Mortgage
If you are looking for an easy way to get an online mortgage preapproval to purchase a home or refinance a current mortgage and want to maximize your savings, by not over paying on a mortgage, then consider using EquiFund’s powerful but simple to use online mortgage app.
This mortgage app will use your self reported credit score to compare rates and identify the lowest rate and fee mortgage loan from the Nations best lenders, then using automation to drive down cost, provide you with a 1% lower rate then most all other lenders.
Online mortgages provide a simple solution to the traditional complexities of shopping for a mortgages by calling mortgage lenders when looking for the best mortgage deal you can find.
