Orlando Mortgage Brokers | Mortgage Broker | Mortgage Lenders Agents
Get the best Orlando mortgage brokers in Orlando Florida?
EquiFund Mortgage rates are 1% less than most brokers and banks without paying points to buy down the rate.
EquiFund Mortgage has helped Orlando area residence and homeowners for over 22 years. We guarantee our clients secure the best loans in market.
See real loan offers in 3 minutes using EquiFund's Online Lowest Interest Rate & Fee loan finder.
This short video will explain how this can help you.
EquiFund Mortgage Qualifications:
- Serving Orlando FL for over 22 years
- 5 Star Google Reviews from our clients
- A+ Rated Better Business Bureau
- Offers The Lowest Interest Rate & Fee Guarantee
- Licensed NMLS # 1070755
- 30 year Fixed Rates 1% lower than most banks
*For more details read review below
No credit pulls, spam calls or emails. Just stupid low rates.
Get 1% off 30 year fixed rates for online loan offers.
Rates 1% lower then most-Equifund's Online Mortgage Rate Finder
EquiFund's automated mortgage app takes 3 minutes to find the lowest mortgage rate and fee loan in our market guaranteed.
Our mortgage app will calculate every possible loan option with all of our lenders. The mortgage app will identify the lowest Orlando mortgage rate loans from all of the loan option results and display all mortgage rate information, down payments, monthly payments, closing cost, payment savings in one online user session.
When you use our automation we are able to eliminate the cost of loan originator commissions. The money saved on not paying commissions is passed back to you in the form of the lowest rates and fees guarantee in our market. EquiFund provides a fast streamlined mortgage solutions using intelligent automation to simplify your loan search, closing and funding for your real estate needs.
This mortgage app automation eliminates the high cost of loan originators compensation. The benefits of using this mortgage app are: lowest interest rate and fee guarantee, mathematical accuracy, increased loan savings by capturing the lowest interest rate and fee mortgage loan in our market.
What are the fees EquiFund Mortgage brokers charge?
EquiFund Mortgage does not charge any fees. The mortgage lender with the lowest interest rate and fees that you select agrees to pay us to originate, process, underwrite and fund your loan request.
- No Origination Fees
- No Underwriting Fees
- No Processing Fees
- No Mortgage Broker Fees
Questions to consider when hiring a Orlando Mortgage Broker
Because your home is one of your largest assets and largest debts, the decision of selecting a mortgage lender or broker is very important. The financial impact from not capturing the lowest rate and fee mortgage loan in market can have long term adverse affects on your wealth.
It is very important that you properly screen the mortgage brokers you interview. We have provided some important facts and questions to ask when interviewing for a good mortgage broker or lender to work with.
What Fees do traditional Brokers charge in Orlando Florida?
Orlando FL brokers typically charge 2-2.75% of the loan amount as a mortgage broker fee. This broker fee covers the cost to processing and loan origination. The average Orlando FL mortgage broker fees are summarized below.
- 2-2.75% Mortgage Broker Fee
- Underwriting Fees $750-$1,000
- Processing Fees $550-$900
What could happen if I choose the wrong Broker?
If you choose a mortgage broker who does not have the ability to identify the lowest rate and fee mortgage loan in market, then you there is a possibility you will overpay on your mortgage loan. The financial loss of not getting the best loan in the market is equal to $ 32,040 on average.
Traditional mortgage brokers who do not have automation can not calculate every possible loan option with multiple lenders.
If the Broker does not have years of experience, automation tools, and strong work ethic then the closing of your loan can be delayed and cause a lot of stress.
Important points to consider when hiring a broker
- Do they understand all underwriting guidelines?
- Do they submit unnecessary documents causing prolonged underwriting?
- Do they know which mortgage lender offers the best rates and lowest fees?
- Do they ignore critical questions up front that cause major delays later?
- Do they offer no closing cost refinance loans and purchase loans?
The value of finding the right mortgage broker, is as important as finding the right highly skilled attorney.
We understand that time and money are the two most valued assets we seek in our lifetime. EquiFund's mortgage app will save you 8 hours of time shopping for a mortgage, and using our automation will give you a 1% lower interest rate than most all other banks.
This is a list of important questions to ask when selecting an Orlando FL Mortgage Broker
- How many years have they been in business?
- How many years of experience does the Loan Originator have?
- What process do they have for to insure they have the lowest rate mortgage lenders?
- Do they use any automation to reduce man hours?
- Do they pay costly commissions to their Loan Originators?
- What does their reviews and ratings say?
- Do they offer online mortgage rate checks to compare rates?
No credit pulls, spam calls or emails. Just stupid low rates.
Get 1% off 30 year fixed rates for online loan offers.
Why should I consider EquiFund for my Orlando mortgage?
EquiFund Mortgage Brokers in Orlando has helped over 50,000 homeowners since 1998 with home loans for purchasing homes and mortgage refinancing.
EquiFund considers the clients needs first. We have a perfect track record for the last 22 years.
Please read full review at the Better Business Bureau rated A+ and our verified 5 Star rating with Google Reviews.
EquiFund is 100% committed to providing our customers with the lowest interest rate and fee home loans and on time stress free loan closings.
We are Orlando's only automated mortgage company that guarantees the lowest interest rates and fee mortgage loans, with rates 1% lower than most banks or brokers.
Why is EquiFund considered the best mortgage broker in Orlando FL?
EquiFund uses automation that calculates and compares 100's of home loan options through National lenders to capture the lowest rate and fee loan for you.
When you use EquiFund's mortgage app, we are able to lower our labor cost by 70%. This labor cost savings is passed back to you by giving you a 1% lower mortgage interest rate.
EquiFund's goal is to lower the cost of home loans to zero. With automation and your help, we will get there,
EquiFund has the only lowest interest rate fee mortgage loan guarantee in Orlando, FL. for your purchase or home refinance.
Understanding that traditional mortgage brokers have the ability to give their clients a really good loan, does not mean that they always do. Finding the right broker for your Orlando mortgage home loan is a very important decision.
Who are the lenders EquiFund use?
EquiFund Mortgage Lenders in our Network
- Freedom Mortgage
- HomePoint Financial
- Penny Mac Mortgage
- Change Lending
- Plaza Home Mortgage and more
EquiFund's carefully selected mortgage lenders offer a wide range of programs for home purchase and home refinance. Having multiple mortgage lenders gives us the ability approve more home loans with mortgage rates that are better most all other mortgage companies.
In order to provide our Orlando FL clients the absolute lowest interest rate fee mortgage loan guarantee we constantly review 100's of mortgage companies and lenders daily rate sheets, and select the lowest best priced mortgage lenders to use in our automated online rate finder.
What are the loan products offered at EquiFund have?
EquiFund offers conventional loans, FHA, VA, USDA, Jumbo and more. Please see the complete list below.
We offer all loan programs. The loan products offered are listed below.
- No Credit Score FHA & VA Mortgage Refinance
- FHA and VA Mortgage Loans with 550 credit scores
- Self Employed Limited Income Documentation
- Self Employed Bank Statement Programs
- VA 100% Mortgage Financing
- Investor No Income No Asset Loans
- Conventional home loans
- Jumbo home loans
What is the mortgage loan process used at EquiFund Mortgage?
To initiate your home loan inquiry, you can either call us directly and talk with one of our experienced licensed mortgage loan originators or you if you would simply like to see just how low our interest rates are, you can apply online and get instant home loan results. In short, a brief loan process flow is listed below:
- Make Initial Loan Inquiry Online or over the phone
- Review loan options and loan terms
- Identify the loan terms that meet your objective
- Select your loan option, and gather required documents
- E-Sign Initial Mortgage Loan Disclosures
- Submit your required mortgage loan documents
- Work with your assigned loan originator to clear conditions
- Review your Closing Disclosure to verify fees and terms
- Schedule and attend mortgage closings
How to get pre approved for an Orlando mortgage loan?
If you would like to get pre approved for a mortgage, you can simply access our online mortgage loan application. This mortgage app will return immediate loan option results. You can learn more about getting pre-approved for a Orlando Mortgage Loan by reading our article on how to get pre approved.
If you are considering purchasing a home or refinancing to pay off credit cards loans or business credit cards than you will want to obtain a final mortgage pre-approval. Our mortgage app provides streamline mortgage solutions to determine loan eligibility. You will have to supply yours own credit score. If you do not know your credit score please call EquiFund and we will provide your with your free credit score.
If you are refinancing to paying off credit card debt we recommend that you use our debt consolidation loan calculator to verify maximum short term and long term savings or call a few certified mortgage planners.
Broker vs. Lender Facts?
Can Mortgage Brokers close loans as fast as mortgage lenders in Orlando?
Yes. Mortgage Brokers have the ability to move the business to the lowest rate fee lender that has the fastest underwriting to close time. A good mortgage broker can close your loan in less than 30 days. Most Orlando mortgage lenders take approximately 45 to 60 days to close loans
Do lenders have lower interest rates then mortgage brokers in Orlando Florida?
No. Mortgage brokers are provided lower than average interest rates. Our interest rates are wholesale rates. Wholesale interest rates are lower than the lenders retail interest rates.
Orlando Mortgage Lenders have higher interest rates then mortgage brokers.
Just like travel agents that price airline tickets for several airlines to get clients the lowest fares, mortgage brokers receive lower interest rates that what the same mortgage company would offer you if you called them directly.
Do mortgage brokers always pass the interest rate savings over to the client?
No some mortgage brokers, will use the lower interest rate the lender provides to make additional profits.
Does EquiFund Mortgage Broker pass the rate savings to the client?
Yes, EquiFund passes the saving in interest rate back to their customers. We are able to pass this interest rate savings back to the customer because we have spent years developing an automated mortgage app that reduces man hours and simplifies the lending process.
Should I use a mortgage broker or mortgage lender?
Use a qualified mortgage broker. Brokers can compare lenders rates and fees, and search for the best loan products for you.
Using an automated broker will deliver the best results.
Mortgage brokers have the ability to get more home loans approved because they use multiple mortgage lenders underwriting guidelines.
The process of shopping for your best home loan can be a bit difficult and we understand that. Knowing the added value and peace of mind that you need whether you are purchasing a home or refinancing your home is so important. For any Florida mortgage needs, consider EquiFund as a reliable source for financing.
At EquiFund we place the highest demands upon ourselves to provide you with the lowest interest rates and fees and a very fast and painless loan closing process in a very timely manner. We hope this article was insightful for you.
Please feel free to use our online apply now, to verify your eligibility and see for yourself why EquiFund Mortgage Brokers in Orlando FL is a verified 5 Star Google Reviewed company.
Identify Lowest Rate Loans – and do it all online. You can get real, customized Loan Offers matched to your profile.
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Are you looking for more information on the Orlando area and mortgage lending links?
The Orlando area is a fast growing city that offers a diverse list of fun activities, events and fine dinning. From theme parks like Disney, Epcot, and Universal Studios, to Church Street, and City Walk there are always a lot of things to fill your time and create memories. These links provided below will give you some exceptional information on Orlando area attractions, parks, City services and mortgage lending regulations, Federal Government Insured Programs like FHA, VA and USDA. We have also included a link to the Consumer Financial Protection Bureau which serves as a regulatory catch all for any consumer concerns and educational needs that relate to mortgage lending and consumer finance.
- Orlando City Hall : Orlando FL City Hall has a large list of resources available to explore. You will find Orlando FL recreational information like Orlando Parks, activities, Downtown Orlando, Business Assistance, and so much more to explore.
- Mortgage Lending Resources: This sites can guide you with different eligible mortgage loan programs backed by our Federal government. U.S. Department of Housing and Urban Development HUD.gov Homebuyers Know your Rights, Federal Housing Administration FHA.gov, Veterans Administration VA.gov
- Mortgage Lending Compliance: This site is intended to provide assistance with any concerns you may have with financial service providers. They are also a great source of educating consumers on important financial decisions you may make Consumer Financial Protection Bureau
