Rates 1% Lower than Most Banks and Lenders – Low Rates. Low Fees. Fast Closings.
Pay-Off your Home Faster
Paying off your home early can save you thousand in mortgage payments and interest. EquiFund's online mortgage application will compute the exact amount of interest you will save.
The online mortgage app will compare the number of payments remaining on your current loan and calculate the total amount of savings you will capture compared to your old loan.
The online app will generate loan offers from multiple lenders to find the lowest interest rate for all loan terms you qualify for.
Get loan quotes for 10 year, 15 year, 20 and 25 year loan terms online in under 3 minutes.
Pay your home off faster with EquiFund.
Benefits of Paying your home off faster:
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Shorten the term on your loan
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Pay off your home faster
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Save thousands in interest
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Online savings summary
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Build equity fast
For most consumers a mortgage is their largest debt. Building wealth means paying off your home early by using a shorter-term mortgage loan.
Save thousands or tens of thousands by accelerating the pay off on your home. When you use our online mortgage app, you are guaranteed to find the lowest interest rate loan and then get a 1% lower rate.
A 1% lower interest rate compared to most lenders, is equal to approximately 10% the value of your loan amount.
OR CALL 1-866-713-9292 TO SPEAK TO A KNOWLEDGEABLE EQUIFUND MORTGAGE CONSULTANT WHO WILL CREATE A LOAN THAT IS JUST RIGHT FOR YOU OR SIMPLY APPLY NOW.
Paying off your home faster | Save more money:
Cut years off your mortgage and save thousands!
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* Primary Residence, Second Home or Investment Properties
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* Single, Condo, Manufactured, Multi-family
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* Access the Equity in your Home
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* Lowest Interest Rates Guaranteed
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* Minimum credit score 580
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* Eligible Loan Programs: Conventional, FHA, VA, USDA, Jumbo
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* Debt to income ratio less than 50%
Pay-Off Your Home Faster with an Online Refinance
EquiFund offers homeowners an automated online mortgage application that will display real loan offers using all available loan programs with terms of 10 year, 15 year, 20 year, and 25 year loans.
When you submit an online application the mortgage app will and provide you with an accurate projection of your ability to pay off your home faster. See how much you can save online.
This online mortgage app will compute all eligible loan programs like FHA, VA, Conventional and Jumbo to identify the lowest interest rates and fee mortgage loans online in under 3 minutes.
FHA Refinance (10, 15, 20 year terms)
FHA Refinance to pay off your home fast offers homeowners the ability to borrow up to 95% of the value of their home. The app will compute the total interest and payments saved in under 3 minutes.
FHA provides affordable loan options to shorten your mortgage term. Under FHA guidelines homeowners can qualify with a minimum credit score of 580.
Benefits of FHA Loans:
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Lower Interest Rates for low credit scores
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Bankruptcy greater than 2 years ok
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Ability to Streamline Refi with no income and appraisal
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Easy qualifications and loan approvals
Not sure which loan program will maximize your loan savings?
The online mortgage app will compute all eligible loan programs to pay your home off early.
FHA loan is a good loan option for borrowers with lower credit scores.
Conventional Refinance (10, 15, 20 year terms)
If you have a credit score greater than 660, then Conventional refinance to pay off your home early offer lower interest rate and closings cost then other loan programs.
Homeowners can refinance to a shorter loan term using up to 95% of the value of the home.
Benefits of Conventional Loans:
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Lower Cost Loans
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Save thousands in interest
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No Funding Fees
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Maximum Monthly Savings
Mortgage rates on Conventional mortgage loans provide competitive interest rates without any upfront funding fees.
If you have a credit score greater than 660, in most cases, the conventional loan will provide you with the most loans savings while shortening the term of your loan.
VA Refinance (10, 15, 20 year terms)
If you are a Veteran with a minimum credit score of 580, then the VA shorter term home loan will allow you to refinance 100 percent of the appraised value of the home.
Veterans that have been declared disabled by the VA Administration will not be required to pay the VA Funding Fee.
Benefits of VA Home Loans:
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Lower Interest Rates
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No Mortgage Insurance
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100% Loan to Value
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Refinance with VA Irrl
When you refinance using a VA mortgage loan to pay your home off early, Veterans can expect to see some of the lowest interest rate loan offers as compared to other loan programs.
Jumbo Refinance (10, 15, 20 year terms)
Do you have a Jumbo Mortgage loan? Will your new loan amount exceed the county loan limits for conventional loans? A Jumbo Refinance to pay off your home faster offers homeowners the ability to shorten their loan term.
Benefits of Jumbo Loans:
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90% Loan to Value
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No Mortgage Insurance
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Lower your bills
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Pay off your debts
Applicants should have a minimum credit score of 680, and sufficient income to meet the underwriting guidelines.
Pay Off your Home Fast with a Shorter-Term Loan
EquiFund's online refinance mortgage application will provide you with a simple 3 minute journey to identify how much interest you will save by paying your home off early.
Using automation, EquiFund has streamlined the process of shopping mortgage lender's loan offers while getting pre-approved in one user session.
Benefits of Paying Home Off Faster with EquiFund
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1% Lower Interest Rates compared to most lenders.
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Lowest Interest Rate and Fee Guarantee.
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3-minute online application identifies best loan program.
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Same-Day Mortgage Pre-Approvals.
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Instant Online Loan Shopping.
This online refinance will save you time and money and simplify the process to accelerate the paydown on your home loan.
There are no application fees, and you are not required to have your credit report accessed, unless you request a pre-approval.
Pay your home off early
Refi to Pay Home Off Early
EquiFund Online Mortgage Loans- Low Rates & Fees
Streamline Process, Fast Closings & On Time Funding
Same Day Pre-Qualifications
Low Rates & Low Fees