Cash Out Refinance
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Rates 1% Lower than Most Banks and Lenders – Low Rates. Low Fees. Fast Closings.

Get a Cash Out Refinance Online

Cash Out Refinance

Access the equity in your home. Getting a cash out refinance with the lowest interest rate and fee mortgage loan in the market guaranteed.

Use this online mortgage application to identify the mortgage lender and loan program that will provide you with the best cash out refinance home loan.

Use the equity in your home to consolidate bills, make home improvements or for any other personal reason.

Benefits of a Cash Out Refinance with EquiFund:

Get more cash out with a lower payment
Rates 1% lower than most banks
See real loan offers online
3 minute pre-qualification
See how much equity you can access

Within minutes the online mortgage cash out refinance application will carefully analyze your loan request and identify best deal in market.

Select the cash out equity loan with lowest annual percentage rate and get a lower payment than most lenders.

OR CALL 1-866-713-9292 TO SPEAK TO A KNOWLEDGEABLE EQUIFUND MORTGAGE CONSULTANT WHO WILL CREATE A LOAN THAT IS JUST RIGHT FOR YOU OR SIMPLY APPLY NOW.

Get More Cash Out Online | Access the Equity in your Home:

Lower rates means more cash out and lower monthly payments

* Primary Residence, Second Home or Investment Properties
* Single, Condo, Manufactured, Multi-family
* Access the Equity in your Home
* Lowest Interest Rates Guaranteed
* Minimum credit score 580
* Eligible Loan Programs: Conventional, FHA, VA, USDA, Jumbo
* Debt to income ratio less than 50%

Cash Out Refinance Loan Programs

EquiFund Mortgage offers a wide range of Cash Out Refinance loan programs to satisfy every homeowner's desire to find the lowest interest rates and closing costs home loans while accessing the equity in their home.

Use the online cash out refinance application to see real loan offers and identify the lowest interest rate and payment cash out loan.

When you use this application, we guarantee you will get a 1% lower interest rate.

A 1% lower interest rate compared to most lenders, is equal to approximately 10% the value of your loan amount.

FHA Cash Out Refinance

FHA Cash Out Loans allow homeowners with credit scores greater than 580 the ability to refinance up to 80% the value of their home to payoff their current mortgage and use the additional cash proceeds for any reason.

Benefits of FHA Loans:

Lower Interest Rates for low credit scores
Bankruptcy greater than 2 years ok
Ability to Streamline Refi with no income and appraisal
Easy qualifications and loan approvals

FHA cash out loans have lower interest rates as compared to conventional loans when the applicants credit scores are less than 660 and the loan to value is greater than 60 percent.

Conventional Cash Out Refinance

Conventional loans provide homeowners with the ability to refinance their home for up to 80% the value of their home.

Benefits of Conventional Loans:

Lower cost home loans
No Monthly Mortgage Insurance
No Up-Front Funding Fees
Lower monthly payments

Mortgage rates on Conventional mortgage loans provide competitive interest rates without any upfront funding fees.

If you have a credit score greater than 660, in most cases, the conventional cash out loan will provide you with the most loans savings while accessing the equity in your home.

VA Cash Out Refinance

If you are a Veteran with a minimum credit score of 580, then the VA Cash Out Mortgage loan will allow you to refinance 100 percent of the appraised value of the home.

Veterans that have been declared disabled by the VA Administration will not be required to pay the VA Funding Fee.

Benefits of VA Loans:

100% Loan-To-Value
Bankruptcy greater than 2 years ok
Ability to Streamline Refi with no income and appraisal
Low interest rates, lower payments

When you refinance using a VA mortgage loan to access the equity of their home, Veterans can expect to see some of the lowest interest rate loan offers as compared to other loan programs.

Jumbo Cash Out Refinance

Do you have a Jumbo Mortgage loan? If your new loan amount exceeds the county loan limits for conventional loans, then using a Jumbo Cash Out Refinance is the best option to access the equity in your home.

Benefits of Jumbo Loans:

Larger loan amounts
No Monthly Mortgage Insurance
No Up-Front Funding Fees
Adjustable Rates, Fixed Rates

Applicants should have a minimum credit score of 680, and sufficient income to meet the underwriting guidelines.

Get Equity Out of Your Home

EquiFund's online cash out refinance mortgage application lowers the cost of mortgage loans by providing 1 percent lower rate loans. Using automation, EquiFund has streamlined the process of shopping mortgage lender's loan offers while getting pre-approved in one user session.

Benefits of a Cash Out Refinance with EquiFund

1% Lower Interest Rates compared to most lenders.
Lowest Interest Rate and Fee Guarantee.
3 minute online application identifies best loan program.
Same-Day Mortgage Pre-Approvals.
Instant Online Loan Shopping.

This online cash out refinance will save you time and money and simplify the process of accessing the equity in your home. There are no application fees, and you are not required to have your credit report accessed, unless you request a full cash out approval.